Exclusive living
Only 27 residential lots and 1 commercial lot available.
Reserve at Oak Hills by YASA Homes
0% Down Payment Homes In Harlingen
Check eligibility for a new home in a limited, peaceful community just minutes from the expressway.
$269,900 USD$2,185.00/mo estimated580+ score for 0% downOnly 27 residential lots
Why Buyers Choose Reserve At Oak Hills
A strong home offer still needs the right location, lot, and long-term value. Reserve at Oak Hills brings those pieces together.
Strategic location
Just 3 minutes from the expressway for easy access to city amenities.
Spacious comfort
Residential lots starting at 7,750 sq. ft., perfect for the home and lifestyle you deserve.
Nature all around
Clean, peaceful surroundings designed for a healthier, happier life.
Affordable
New home options designed around approachable monthly affordability.
Choose The Home That Fits Your Budget
At Reserve at Oak Hills, you can choose from four thoughtfully designed homes with a balance of style, comfort, and affordability.
Once you request details, we can help you compare model availability, pricing, and financing options that fit your goals.
Alexa
Elegant and timeless
Regina
Fresh and contemporary
Loretta
Bold and sophisticated
Marian
Cozy and inviting
Elegant homes
New Home Features And Construction Details
Each home is planned around practical everyday spaces, covered outdoor areas, and a total construction area designed for comfortable living.
Included Spaces
Foyer
Grand room
Dining room
Kitchen
Master room
Master bedroom
2 bedrooms
Laundry
Construction Details
- Living area
- 1,540.00 SF
- Garage
- 300 SF
- Front covered porch
- 30 SF
- Rear covered porch
- 115 SF
Total construction
1,985.00 SF
Finished home gallery
See The Home Up Close
Browse available finished-home and community views. Select any photo to view it larger.
Close To Everything That Matters
Reserve at Oak Hills gives you a quieter community feel while keeping daily essentials, schools, shopping, and major routes within easy reach.
See If You Qualify
Picture Your Perfect Life - It Starts Here
Spacious lots for your dream home
A private, exclusive community surrounded by nature
Beautiful homes at an affordable price
Questions Buyers Ask First
Get the core details before you decide whether Reserve at Oak Hills is the right fit.
Is 0% down payment guaranteed?
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No. 0% down payment options are available for qualified buyers and depend on financing review, buyer profile, and current program terms.
What credit score do I need for 0% down payment?
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A 580 credit score is required for the 0% down payment option. Final approval still depends on buyer qualification, financing review, and current program terms.
What is the current price and estimated payment?
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The current home price is $269,900 USD, with an estimated monthly payment of $2,185.00. Payment estimates may vary based on financing approval, taxes, insurance, and current terms.
Are closing costs included?
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Closing costs can vary by buyer, lender, and current program terms. A YASA Homes advisor can help you request a clearer estimate before you move forward.
What documents do I need to check qualification?
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Common documents may include photo ID, income information, employment details, bank statements, and other lender-requested items. Exact requirements depend on the financing review.
Can I qualify if I am a first-time homebuyer?
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Yes, first-time buyers can request details and review available options. Qualification still depends on credit score, income, debt profile, financing approval, and current program terms.
Does submitting the form affect my credit?
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No. Submitting this form does not affect your credit. A formal lender review may involve additional steps later, but only after you choose to continue.
Can I choose my home model?
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You can review available home models and lots with a YASA Homes advisor. Model and lot availability can change as homes are reserved.
Are lots still available?
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Availability changes as buyers reserve homes. The best way to confirm current lot availability is to submit the eligibility form or call the team directly.
What happens after I submit the form?
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A YASA Homes advisor can help you review available models, lots, pricing, and the next steps needed to understand qualification.
Where is Reserve at Oak Hills located?
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Reserve at Oak Hills is in Harlingen, close to the expressway, schools, shopping, restaurants, and daily conveniences.
How many homes are available?
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The community is planned with only 27 residential lots and 1 commercial lot, so availability is intentionally limited.
Ready to see if this works for you?
Confirm Eligibility And Current Availability
You have the key numbers. Share your details to confirm whether the 0% down option may fit your credit profile and which homes or lots are currently available.
Current price
$269,900
Estimated monthly payment
$2,185/mo est.
Estimated payment may vary based on financing approval, taxes, insurance, and current terms.
- 580+ credit score required for 0% down
- No hard credit pull from this form
- Advisor follow-up in less than 48 hours
- Review current lots, models, and next steps